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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,068 | $215,361-62.8% | $171,082-53.2% | $273,972-70.8% |
| Participation rate | 87.5% | 82.0%+5.5pp | 76.7%+10.8pp | 83.0%+4.5pp |
| Annual return | 6.65% | 25.14%-18.5pp | 32.56%-25.9pp | 41.46%-34.8pp |
| Employer contribution / active EE | $1,298 | $4,967-73.9% | $4,002-67.6% | $4,869-73.3% |
| Participant deferral / active EE | $2,375 | $5,543-57.2% | $4,797-50.5% | $5,287-55.1% |
| Admin fee / account holder | $2,546 | $10,846-76.5% | $8,520-70.1% | $10,133-74.9% |