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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,959 | $227,633-31.5% | $189,597-17.7% | $167,553-6.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 12.30% | 78.45%-66.1pp | 64.20%-51.9pp | 478.89%-466.6pp |
| Employer contribution / active EE | $1,847 | $5,317-65.3% | $4,412-58.2% | $4,840-61.8% |
| Participant deferral / active EE | $2,806 | $7,003-59.9% | $6,174-54.5% | $6,343-55.8% |
| Admin fee / account holder | $844 | $11,879-92.9% | $9,807-91.4% | $12,316-93.1% |