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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,522 | $197,819-63.8% | $155,789-54.1% | $125,389-43.0% |
| Participation rate | 92.3% | 82.1%+10.2pp | 76.1%+16.2pp | 83.2%+9.1pp |
| Annual return | -2.02% | 86.73%-88.8pp | 71.54%-73.6pp | 282.24%-284.3pp |
| Employer contribution / active EE | $1,104 | $4,850-77.2% | $3,839-71.2% | $4,866-77.3% |
| Participant deferral / active EE | $1,612 | $5,631-71.4% | $4,798-66.4% | $5,352-69.9% |
| Admin fee / account holder | $446 | $9,544-95.3% | $7,477-94.0% | $9,541-95.3% |