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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,665 | $190,916-31.0% | $160,037-17.7% | $134,545-2.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -15.73% | 552.79%-568.5pp | 408.95%-424.7pp | 418.37%-434.1pp |
| Employer contribution / active EE | $2,268 | $4,996-54.6% | $4,226-46.3% | $4,742-52.2% |
| Participant deferral / active EE | $2,975 | $6,925-57.0% | $6,184-51.9% | $6,401-53.5% |
| Admin fee / account holder | $4,037 | $10,497-61.5% | $8,716-53.7% | $11,431-64.7% |