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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,118 | $226,135-41.1% | $182,558-27.1% | $152,909-12.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 18.71% | 192.60%-173.9pp | 148.59%-129.9pp | 345.46%-326.8pp |
| Employer contribution / active EE | $980 | $4,979-80.3% | $4,076-76.0% | $4,764-79.4% |
| Participant deferral / active EE | $3,072 | $6,371-51.8% | $5,526-44.4% | $5,851-47.5% |
| Admin fee / account holder | $21,393 | $10,707+99.8% | $8,594+148.9% | $11,601+84.4% |