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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $23,707 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $19,500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,257 | $80,705+84.9% | $115,768+28.9% | $67,986+119.5% |
| Participation rate | 90.0% | 63.0%+27.0pp | 74.4%+15.6pp | 57.2%+32.8pp |
| Annual return | 17.56% | 18.49%-0.9pp | 100.46%-82.9pp | 31.67%-14.1pp |
| Employer contribution / active EE | $8,323 | $2,046+306.7% | $2,940+183.1% | $2,019+312.3% |
| Participant deferral / active EE | $2,303 | $3,559-35.3% | $4,917-53.2% | $3,358-31.4% |
| Admin fee / account holder | $348 | $4,135-91.6% | $12,439-97.2% | $3,203-89.1% |