| Provider | Service type | Compensation |
|---|---|---|
SILICON VALLEY BANK2 years Service code 28 | Investment Management | $1,553,566 |
CAMBRIDGE INVESTMENT RESEARCH3+ years Service code 26 · EIN 20-1665305 | Advisory (Participants) | $715,674 |
BOSTON PARTNERS2 years Service code 28 | Investment Management | $691,292 |
THE BANK OF NEW YORK MELLON2 years Filed as: STANDISH MELLON ASSET MANAGEMENT LL Service code 26 · EIN 25-1890416 | Advisory (Participants) | $428,648 |
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $302,511 |
T ROWE PRICE RPS INC1 year Filed as: T ROWE PRICE ASSOCIATES Service code 28 · EIN 52-0556948 | Investment Management | $256,471 |
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Other investmen... | $225,413 |
CAMBIAR INVESTORS LLC3+ years Service code 28 · EIN 84-1596610 | Investment Management | $137,074 |
CLIFTONLARSONALLEN LLP3+ years Filed as: CLIFTONLARSONALLEN Service code 26 · EIN 41-1803291 | Advisory (Participants) | $134,728 |
STRATOS WEALTH PARTNERS3+ years Filed as: STRATOS WEALTH PARTNERS LTD Service code 26 · EIN 27-5273468 | Advisory (Participants) | $104,319 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $608,859 | $48,835+1146.8% | $170,435+257.2% | $177,276+243.5% |
| Participation rate | 64.2% | 72.1%-7.9pp | 83.6%-19.4pp | 74.8%-10.7pp |
| Annual return | 17.09% | 19.44%-2.4pp | 205.94%-188.8pp | 21.25%-4.2pp |
| Employer contribution / active EE | $21,300 | $1,798+1084.5% | $5,432+292.1% | $2,479+759.2% |
| Participant deferral / active EE | $0 | $2,757-100.0% | $4,939-100.0% | $3,881-100.0% |
| Admin fee / account holder | $550 | $52+958.7% | $13,881-96.0% | $154+256.9% |