| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES8+ years Filed as: FINANCIAL ENGINES INC Service code 28 · EIN 94-3250323 | Investment Management | $2,017,394 |
EWG ELEVATE INC4 years Service code 26 · EIN 82-3365869 | Advisory (Participants) | $725,095 |
STRATOS WEALTH PARTNERS8+ years Filed as: STRATOS WEALTH PARTNERS LTD Service code 26 · EIN 27-5273468 | Advisory (Participants) | $186,584 |
SIGNATURE ESTATE & INVESTMENT8+ years Service code 26 · EIN 95-4806910 | Advisory (Participants) | $122,755 |
AVANTAX INSURANCE AGENCY LLC3 years Filed as: AVANTAX ADVISORY SERVICES INC Service code 26 · EIN 75-2176682 | Advisory (Participants) | $107,969 |
CHARLES SCHWAB & CO., INC.8+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $100,034 |
CREATIVE PLANNING LLC3 years Service code 26 · EIN 43-1270780 | Advisory (Participants) | $98,151 |
CLIFTONLARSONALLEN LLP8+ years Filed as: CLIFTONLARSONALLEN Service code 26 · EIN 41-0746749 | Advisory (Participants) | $93,864 |
LMCG INVESTMENTS LLC2 years Service code 26 · EIN 27-0282607 | Advisory (Participants) | $92,800 |
GREAT GABLE ADVISORS LLC3 years Service code 26 · EIN 82-5114567 | Advisory (Participants) | $92,227 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $658,407 | $83,057+692.7% | $143,801+357.9% | $89,433+636.2% |
| Participation rate | 72.3% | 74.0%-1.7pp | 80.3%-8.0pp | 71.3%+1.0pp |
| Annual return | -17.91% | -13.97%-3.9pp | -0.04%-17.9pp | -11.88%-6.0pp |
| Employer contribution / active EE | $0 | $2,095-100.0% | $4,952-100.0% | $3,021-100.0% |
| Participant deferral / active EE | $26,909 | $4,281+528.6% | $5,639+377.2% | $5,125+425.1% |
| Admin fee / account holder | $563 | $83+578.3% | $14,680-96.2% | $79+609.0% |