| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES6+ years Filed as: FINANCIAL ENGINES INC Service code 28 · EIN 94-3250323 | Investment Management | $1,932,811 |
EWG ELEVATE INC2 years Service code 26 · EIN 82-3365896 | Advisory (Participants) | $639,337 |
STRATOS WEALTH PARTNERS6+ years Filed as: STRATOS WEALTH PARTNERS LTD Service code 26 · EIN 27-5273468 | Advisory (Participants) | $160,961 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO., INC Service code 33 · EIN 94-1737782 | Securities brokerage; Direct payment ... | $148,974 |
CLIFTONLARSONALLEN LLP6+ years Filed as: CLIFTONLARSONALLEN Service code 26 · EIN 41-1803291 | Advisory (Participants) | $117,171 |
Filed as: AVANTAX ADVISORY SERVICES INC Service code 26 · EIN 75-2176682 | Advisory (Participants) | $86,994 |
SIGNATURE ESTATE & INVESTMENT6+ years Service code 26 · EIN 95-4806910 | Advisory (Participants) | $84,426 |
GREAT GABLE ADVISORS LLC1 year Service code 26 · EIN 82-5114567 | Advisory (Participants) | $67,833 |
FISHER INVESTMENTS6+ years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $66,013 |
DOWLING & YAHNKE LLC6+ years Service code 26 · EIN 26-0266092 | Advisory (Participants) | $47,830 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $733,760 | $63,259+1059.9% | $178,510+311.0% | $93,223+687.1% |
| Participation rate | 71.4% | 72.1%-0.8pp | 81.9%-10.6pp | 74.9%-3.5pp |
| Annual return | 16.89% | 19.93%-3.0pp | 151.13%-134.2pp | 19.29%-2.4pp |
| Employer contribution / active EE | $0 | $1,865-100.0% | $5,011-100.0% | $2,680-100.0% |
| Participant deferral / active EE | $25,303 | $3,372+650.4% | $5,202+386.4% | $4,563+454.5% |
| Admin fee / account holder | $524 | $58+803.3% | $13,988-96.3% | $79+561.8% |