| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES7+ years Filed as: FINANCIAL ENGINES INC Service code 28 · EIN 94-3250323 | Investment Management | $2,211,852 |
EWG ELEVATE INC3 years Service code 26 · EIN 82-3365896 | Advisory (Participants) | $786,616 |
STRATOS WEALTH PARTNERS7+ years Filed as: STRATOS WEALTH PARTNERS LTD Service code 26 · EIN 27-5273468 | Advisory (Participants) | $187,782 |
CHARLES SCHWAB & CO., INC.7+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $132,189 |
CLIFTONLARSONALLEN LLP7+ years Filed as: CLIFTONLARSONALLEN Service code 26 · EIN 41-1803291 | Advisory (Participants) | $127,449 |
AVANTAX INSURANCE AGENCY LLC2 years Filed as: AVANTAX ADVISORY SERVICES INC Service code 26 · EIN 75-2176682 | Advisory (Participants) | $108,034 |
SIGNATURE ESTATE & INVESTMENT7+ years Service code 26 · EIN 95-4806910 | Advisory (Participants) | $107,820 |
GREAT GABLE ADVISORS LLC2 years Service code 26 · EIN 82-5114567 | Advisory (Participants) | $106,142 |
CREATIVE PLANNING LLC2 years Service code 26 · EIN 43-1270780 | Advisory (Participants) | $85,273 |
FISHER INVESTMENTS7+ years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $84,434 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $814,635 | $69,238+1076.6% | $185,854+338.3% | $101,555+702.2% |
| Participation rate | 73.1% | 73.5%-0.4pp | 81.7%-8.6pp | 74.5%-1.4pp |
| Annual return | 15.07% | 21.26%-6.2pp | 122.12%-107.0pp | 21.00%-5.9pp |
| Employer contribution / active EE | $0 | $2,104-100.0% | $5,169-100.0% | $2,972-100.0% |
| Participant deferral / active EE | $25,993 | $3,764+590.6% | $5,569+366.8% | $4,874+433.3% |
| Admin fee / account holder | $616 | $66+828.5% | $16,246-96.2% | $139+341.5% |