| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES10+ years Filed as: FINANCIAL ENGINES INC Service code 28 · EIN 94-3250323 | Investment Management | $2,226,523 |
EWG ELEVATE INC6 years Service code 26 · EIN 82-3365869 | Advisory (Participants) | $771,509 |
FINANCIAL ENGINES7 years Filed as: FINANCIAL ENGINES ADVISORS LLC Service code 26 · EIN 77-0473565 | Advisory (Participants) | $237,307 |
SIGNATURE ESTATE & INVESTMENT10+ years Service code 26 · EIN 95-4806910 | Advisory (Participants) | $187,699 |
STRATOS WEALTH PARTNERS10+ years Filed as: STRATOS WEALTH PARTNERS LTD Service code 26 · EIN 27-5273468 | Advisory (Participants) | $185,329 |
LMCG INVESTMENTS LLC4 years Service code 26 · EIN 27-0282607 | Advisory (Participants) | $139,352 |
GREAT GABLE ADVISORS LLC5 years Service code 26 · EIN 82-5114567 | Advisory (Participants) | $137,340 |
FISHER INVESTMENTS10+ years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $134,895 |
CREATIVE PLANNING LLC5 years Service code 26 · EIN 43-1270780 | Advisory (Participants) | $133,132 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $114,069 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $894,381 | $73,283+1120.4% | $155,556+475.0% | $106,553+739.4% |
| Participation rate | 68.1% | 73.3%-5.1pp | 78.2%-10.1pp | 69.8%-1.7pp |
| Annual return | 15.73% | 15.76%0pp | 64.84%-49.1pp | 17.37%-1.6pp |
| Employer contribution / active EE | $0 | $2,241-100.0% | $4,675-100.0% | $3,359-100.0% |
| Participant deferral / active EE | $26,262 | $4,567+475.1% | $5,631+366.4% | $5,562+372.1% |
| Admin fee / account holder | $655 | $56+1072.1% | $15,885-95.9% | $80+722.7% |