| Provider | Service type | Compensation |
|---|---|---|
SILICON VALLEY BANK3 years Service code 28 | Investment Management | $1,734,822 |
CAMBRIDGE INVESTMENT RESEARCH4+ years Service code 26 · EIN 20-1665305 | Advisory (Participants) | $747,475 |
BOSTON PARTNERS1 year Filed as: BOSTON PARTNER Service code 28 | Investment Management | $723,682 |
Filed as: STANDISH MELLON ASSET MANAGEMENT Service code 26 · EIN 25-1890416 | Advisory (Participants) | $284,134 |
T ROWE PRICE RPS INC1 year Filed as: T ROWE PRICE ASSOCIATE Service code 28 · EIN 52-0556948 | Investment Management | $258,415 |
CHARLES SCHWAB & CO., INC.4+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Shareholder ser... | $253,765 |
Filed as: JANUS CAPITAL MANAGEMENT Service code 28 | Investment Management | $251,810 |
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $237,298 |
Filed as: FIDELITY INST ASSET MANAGEMENT LLC Service code 28 | Investment Management | $206,050 |
CLIFTONLARSONALLEN LLP4+ years Filed as: CLIFTONLARSONALLEN Service code 26 · EIN 41-1803291 | Advisory (Participants) | $136,350 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $545,824 | $44,007+1140.3% | $154,110+254.2% | $68,904+692.1% |
| Participation rate | 66.4% | 70.0%-3.7pp | 83.0%-16.7pp | 74.1%-7.7pp |
| Annual return | -5.92% | 8.15%-14.1pp | 735.22%-741.1pp | 1.07%-7.0pp |
| Employer contribution / active EE | $22,242 | $1,732+1184.3% | $5,298+319.8% | $2,540+775.5% |
| Participant deferral / active EE | $0 | $2,813-100.0% | $5,081-100.0% | $4,015-100.0% |
| Admin fee / account holder | $546 | $65+742.5% | $13,412-95.9% | $71+665.1% |