| Provider | Service type | Compensation |
|---|---|---|
BROUWER & JANACHOWSKI LLC4+ years Filed as: BROUWER & JANACHOWSKI INC. Service code 28 · EIN 94-3038071 | Investment Management | $296,088 |
BROUWER & JANACHOWSKI LLC4+ years Filed as: BROUWER & JANACHOWSKI, LLC Service code 26 · EIN 26-1584455 | Advisory (Participants) | $236,833 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES Service code 15 · EIN 34-1479833 | Recordkeeping | $170,823 |
LINDQUIST LLP3 years Filed as: LINDQUIST CPAS LLP Service code 10 · EIN 52-2385296 | Accounting | $26,912 |
Service code 26 · EIN 56-2541684 | Advisory (Participants) | $23,414 |
CHARLES SCHWAB & CO., INC.4+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Float revenue; ... | $22,076 |
SANCHEZ & ZURES LLC1 year Service code 26 · EIN 03-0580851 | Advisory (Participants) | $16,125 |
Service code 29 · EIN 94-3253397 | Legal | $10,080 |
LINSCOMB & WILLIAMS4+ years Service code 26 · EIN 74-1939813 | Advisory (Participants) | $9,498 |
Service code 26 · EIN 22-3623353 | Advisory (Participants) | $7,634 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,839 | $88,874+175.5% | $123,553+98.2% | $75,289+225.2% |
| Participation rate | 96.5% | 75.9%+20.6pp | 82.3%+14.2pp | 72.4%+24.1pp |
| Annual return | -2.92% | 4.22%-7.1pp | 119.21%-122.1pp | -0.04%-2.9pp |
| Employer contribution / active EE | $10,749 | $3,256+230.2% | $4,628+132.3% | $2,405+347.0% |
| Participant deferral / active EE | $13,282 | $6,174+115.1% | $6,426+106.7% | $3,739+255.3% |
| Admin fee / account holder | $343 | $95+263.0% | $9,284-96.3% | $102+235.4% |