| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 26 · EIN 84-1532243 | Advisory (Participants) | $681,923 |
CERITY PARTNERS2 years Filed as: CERITY PARTNERS LLC Service code 26 · EIN 27-1180831 | Advisory (Participants) | $523,544 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 · EIN 84-0467907 | Recordkeeping | $397,008 |
Service code 26 · EIN 56-2541684 | Advisory (Participants) | $38,456 |
Filed as: GALLAGHER BENEFIT SERVICES INC DBA Service code 29 1100 SUPERIOR AVE STE 1700 · CLEVELAND, OH 44114 | Legal | $34,331 |
WITHUMSMITH+BROWN, PC2 years Service code 10 5 VAUGHN DRIVE · PRINCETON, NJ 08540 | Accounting | $31,750 |
Filed as: OLD WEST INVESTMENT MANAGEMENT Service code 26 · EIN 26-3225052 | Advisory (Participants) | $26,525 |
SANCHEZ & ZURES LLC6 years Service code 26 · EIN 03-0580851 | Advisory (Participants) | $25,912 |
CONQUIS FINANCIAL LLC2 years Service code 26 · EIN 87-4659168 | Advisory (Participants) | $23,796 |
Service code 26 · EIN 22-3623353 | Advisory (Participants) | $12,270 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,817 | $107,415+233.1% | $135,998+163.1% | $80,187+346.2% |
| Participation rate | 97.1% | 78.0%+19.1pp | 81.9%+15.2pp | 72.9%+24.2pp |
| Annual return | 30.59% | 91.99%-61.4pp | 68.37%-37.8pp | 40.40%-9.8pp |
| Employer contribution / active EE | $14,951 | $3,878+285.5% | $4,860+207.7% | $2,980+401.8% |
| Participant deferral / active EE | $17,536 | $8,189+114.1% | $7,761+126.0% | $5,016+249.6% |
| Admin fee / account holder | $368 | $127+189.7% | $10,769-96.6% | $145+153.7% |