| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES Service code 15 · EIN 34-1479833 | Recordkeeping | $364,801 |
BROUWER & JANACHOWSKI LLC3+ years Filed as: BROUWER & JANACHOWSKI INC. Service code 28 · EIN 94-3038071 | Investment Management | $279,572 |
BROUWER & JANACHOWSKI LLC3+ years Filed as: BROUWER & JANACHOWSKI, LLC Service code 26 · EIN 26-1584455 | Advisory (Participants) | $180,170 |
LINDQUIST LLP2 years Filed as: LINDQUIST CPAS LLP Service code 10 · EIN 52-2385296 | Accounting | $26,400 |
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $19,961 |
REYNDERS MCVEIGH CAPITAL MANAG3+ years Filed as: REYNDERS MCVEIGH CAPITAL MANAGEMENT Service code 26 · EIN 56-2541684 | Advisory (Participants) | $19,770 |
Service code 29 · EIN 94-3253397 | Legal | $8,990 |
LINSCOMB & WILLIAMS3+ years Service code 26 · EIN 74-1939813 | Advisory (Participants) | $8,175 |
FIRST REPUBLIC INVESTMENT MGMT3+ years Filed as: FIRST REPUBLIC INVESTMENT MANAGEMEN Service code 26 · EIN 22-3623353 | Advisory (Participants) | $6,797 |
PACIFIC COAST INVESTMENT ADVISOR3+ years Service code 26 · EIN 30-0356597 | Advisory (Participants) | $6,259 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,651 | $96,458+171.3% | $136,298+92.0% | $77,958+235.6% |
| Participation rate | 97.4% | 75.4%+22.0pp | 81.9%+15.5pp | 71.6%+25.8pp |
| Annual return | 16.66% | 23.78%-7.1pp | 5156.27%-5139.6pp | 20.87%-4.2pp |
| Employer contribution / active EE | $10,012 | $3,144+218.5% | $4,696+113.2% | $2,310+333.3% |
| Participant deferral / active EE | $12,697 | $5,902+115.1% | $6,247+103.2% | $3,537+259.0% |
| Admin fee / account holder | $370 | $80+360.3% | $9,244-96.0% | $97+280.3% |