| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 26 · EIN 84-1532243 | Advisory (Participants) | $698,593 |
CERITY PARTNERS1 year Filed as: CERITY PARTNERS LLC Service code 26 · EIN 27-1180831 | Advisory (Participants) | $449,367 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 · EIN 84-0467907 | Recordkeeping | $385,698 |
BROUWER & JANACHOWSKI LLC4 years Service code 26 · EIN 26-1584455 | Advisory (Participants) | $77,838 |
SANCHEZ & ZURES LLC5 years Service code 26 · EIN 03-0580851 | Advisory (Participants) | $49,937 |
Service code 26 · EIN 56-2541684 | Advisory (Participants) | $38,007 |
WITHUMSMITH+BROWN, PC1 year Service code 10 5 VAUGHN DRIVE · PRINCETON, NJ 08540 | Accounting | $29,500 |
Filed as: OLD WEST INVESTMENT MANAGEMENT Service code 26 · EIN 26-3225052 | Advisory (Participants) | $26,504 |
Filed as: GALLAGHER BENEFIT SERVICES INC DBA Service code 29 1100 SUPERIOR AVE STE 1700 · CLEVELAND, OH 44114 | Legal | $13,513 |
LINSCOMB & WILLIAMS8+ years Service code 26 · EIN 74-1939813 | Advisory (Participants) | $12,925 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,439 | $95,388+215.0% | $125,401+139.6% | $77,906+285.6% |
| Participation rate | 95.0% | 78.6%+16.4pp | 82.4%+12.6pp | 73.7%+21.3pp |
| Annual return | -15.83% | 116.19%-132.0pp | 572.53%-588.4pp | 12.16%-28.0pp |
| Employer contribution / active EE | $11,381 | $3,666+210.4% | $4,816+136.3% | $2,846+299.8% |
| Participant deferral / active EE | $15,626 | $7,711+102.6% | $7,448+109.8% | $4,805+225.2% |
| Admin fee / account holder | $403 | $119+238.8% | $10,008-96.0% | $133+203.7% |