| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.1+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES Service code 15 · EIN 34-1479833 | Recordkeeping | $327,533 |
BROUWER & JANACHOWSKI LLC1+ years Filed as: BROUWER & JANACHOWSKI INC. Service code 28 · EIN 94-3038071 | Investment Management | $194,023 |
BROUWER & JANACHOWSKI LLC1+ years Filed as: BROUWER & JANACHOWSKI, LLC Service code 26 · EIN 26-1584455 | Advisory (Participants) | $116,682 |
RBC GLOBAL ASSET MANAGEMENT1+ years Filed as: CITY NATIONAL BANK Service code 26 · EIN 95-1780067 | Advisory (Participants) | $29,567 |
CHARLES SCHWAB & CO., INC.1+ years Service code 33 · EIN 42-1558009 | Float revenue; Securities brokerage; ... | $28,573 |
REYNDERS MCVEIGH CAPITAL MANAG1+ years Filed as: REYNDERS MCVEIGH CAPITAL MANAGEMENT Service code 26 · EIN 56-2541684 | Advisory (Participants) | $17,408 |
RAND & ASSOCIATES1+ years Service code 26 · EIN 45-1863482 | Advisory (Participants) | $16,499 |
FIRST AFFIRMATIVE FINANCIAL NE1+ years Service code 26 · EIN 84-1500288 | Advisory (Participants) | $12,987 |
Service code 29 · EIN 94-3253397 | Legal | $8,162 |
LINSCOMB & WILLIAMS1+ years Service code 26 · EIN 74-1939813 | Advisory (Participants) | $6,196 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,221 | $86,791+152.6% | $115,038+90.6% | $59,188+270.4% |
| Participation rate | 96.8% | 72.8%+23.9pp | 81.4%+15.4pp | 69.4%+27.4pp |
| Annual return | -0.80% | 4.44%-5.2pp | 26.14%-26.9pp | 5.51%-6.3pp |
| Employer contribution / active EE | $9,678 | $2,950+228.1% | $4,608+110.0% | $2,098+361.3% |
| Participant deferral / active EE | $11,966 | $5,298+125.9% | $6,026+98.6% | $3,265+266.5% |
| Admin fee / account holder | $325 | $95+242.8% | $8,175-96.0% | $92+252.9% |