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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY5+ years Filed as: MORGAN STANLEY Service code 27 · EIN 26-4310632 | Advisory (Plan) | $32,364 |
KUENZI & COMPANY LLC4 years Filed as: KUENZI & COMPANY Service code 10 650 HAWTHORNE AVE SE · SALEM, OR 97301 | Accounting | $24,475 |
THE VANGUARD GROUP, INC.5+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $11,319 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,963 | $65,367+123.3% | $92,915+57.1% | $72,976+100.0% |
| Participation rate | 98.2% | 68.3%+29.9pp | 76.0%+22.2pp | 69.5%+28.7pp |
| Annual return | 19.46% | 42.11%-22.6pp | 109.45%-90.0pp | 81.02%-61.6pp |
| Employer contribution / active EE | $2,564 | $2,594-1.1% | $3,653-29.8% | $2,440+5.1% |
| Participant deferral / active EE | $6,619 | $3,128+111.6% | $4,238+56.2% | $3,608+83.5% |
| Admin fee / account holder | $505 | $4,251-88.1% | $5,796-91.3% | $5,124-90.1% |