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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,785 | $124,330+51.8% | $109,173+72.9% | $167,536+12.7% |
| Participation rate | 90.9% | 79.5%+11.5pp | 75.9%+15.0pp | 82.1%+8.8pp |
| Annual return | 14.88% | 26.04%-11.2pp | 25.75%-10.9pp | 478.82%-463.9pp |
| Employer contribution / active EE | $1,007 | $4,209-76.1% | $3,723-72.9% | $4,839-79.2% |
| Participant deferral / active EE | $9,285 | $5,256+76.6% | $4,654+99.5% | $6,342+46.4% |
| Admin fee / account holder | $11,092 | $7,974+39.1% | $6,755+64.2% | $12,315-9.9% |