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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY Service code 27 · EIN 26-4310632 | Advisory (Plan) | $36,862 |
KUENZI & COMPANY LLC1 year Filed as: KUENZI & COMPANY Service code 10 650 HAWTHORNE AVE SE · SALEM, OR 97301 | Accounting | $11,551 |
THE VANGUARD GROUP, INC.2+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $4,039 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,047 | $56,894+91.7% | $84,753+28.7% | $62,881+73.4% |
| Participation rate | 97.5% | 68.5%+28.9pp | 76.6%+20.9pp | 69.3%+28.2pp |
| Annual return | 7.26% | 6.30%+1.0pp | 22.78%-15.5pp | 20.14%-12.9pp |
| Employer contribution / active EE | $6,467 | $2,400+169.5% | $3,574+80.9% | $2,281+183.5% |
| Participant deferral / active EE | $5,588 | $2,709+106.3% | $3,712+50.5% | $3,203+74.5% |
| Admin fee / account holder | $389 | $3,581-89.1% | $5,333-92.7% | $4,296-91.0% |