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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,011 | $88,672-8.6% | $105,223-23.0% | $82,448-1.7% |
| Participation rate | 93.9% | 67.9%+26.0pp | 75.0%+18.9pp | 68.1%+25.9pp |
| Annual return | 15.85% | 30.86%-15.0pp | 180.65%-164.8pp | 41.64%-25.8pp |
| Employer contribution / active EE | $3,650 | $3,048+19.8% | $3,689-1.0% | $2,551+43.1% |
| Participant deferral / active EE | $4,315 | $4,036+6.9% | $5,072-14.9% | $4,139+4.2% |
| Admin fee / account holder | $8,481 | $7,146+18.7% | $8,859-4.3% | $7,234+17.2% |