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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.1 year Service code 15 · EIN 23-1945930 | Recordkeeping | $17,274 |
Filed as: MORGAN STANLEY GLOBAL Service code 27 1300 THAMES STREET WHARF · BALTIMORE, MD 21231 | Advisory (Plan) | $7,780 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,272 | $64,719-3.8% | $112,249-44.5% | $68,486-9.1% |
| Participation rate | 97.0% | 67.2%+29.8pp | 75.1%+21.9pp | 67.9%+29.1pp |
| Annual return | -16.19% | -11.40%-4.8pp | 27.48%-43.7pp | -7.85%-8.3pp |
| Employer contribution / active EE | $4,161 | $2,747+51.5% | $3,636+14.4% | $2,597+60.3% |
| Participant deferral / active EE | $3,819 | $3,565+7.1% | $4,729-19.2% | $4,028-5.2% |
| Admin fee / account holder | $456 | $5,232-91.3% | $6,412-92.9% | $5,404-91.6% |