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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,422 | $73,978-40.0% | $96,515-54.0% | $75,173-40.9% |
| Participation rate | 94.4% | 66.4%+28.0pp | 74.3%+20.1pp | 67.2%+27.2pp |
| Annual return | 7.53% | 26.72%-19.2pp | 35.73%-28.2pp | 160.72%-153.2pp |
| Employer contribution / active EE | $3,803 | $2,931+29.8% | $3,740+1.7% | $2,671+42.4% |
| Participant deferral / active EE | $3,951 | $3,660+8.0% | $4,880-19.0% | $4,126-4.2% |
| Admin fee / account holder | $8,284 | $5,219+58.7% | $6,735+23.0% | $5,651+46.6% |