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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,611 | $133,998+24.3% | $112,263+48.4% | $134,545+23.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -16.53% | 47.17%-63.7pp | 27.49%-44.0pp | 418.37%-434.9pp |
| Employer contribution / active EE | $10,524 | $4,040+160.5% | $3,636+189.4% | $4,742+121.9% |
| Participant deferral / active EE | $8,764 | $5,292+65.6% | $4,729+85.3% | $6,401+36.9% |
| Admin fee / account holder | $8,456 | $7,493+12.9% | $6,410+31.9% | $11,431-26.0% |