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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4+ years Filed as: MORGAN STANLEY Service code 27 · EIN 26-4310632 | Advisory (Plan) | $42,971 |
KUENZI & COMPANY LLC3 years Filed as: KUENZI & COMPANY Service code 10 650 HAWTHORNE AVE SE · SALEM, OR 97301 | Accounting | $12,054 |
THE VANGUARD GROUP, INC.4+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $7,794 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,890 | $57,352+102.1% | $83,831+38.2% | $64,173+80.6% |
| Participation rate | 96.6% | 68.6%+28.0pp | 76.1%+20.5pp | 69.6%+27.1pp |
| Annual return | -5.58% | 11.38%-17.0pp | 850.99%-856.6pp | 7.63%-13.2pp |
| Employer contribution / active EE | $6,816 | $2,546+167.8% | $3,631+87.7% | $2,381+186.3% |
| Participant deferral / active EE | $5,318 | $2,993+77.7% | $4,082+30.3% | $3,470+53.3% |
| Admin fee / account holder | $422 | $4,046-89.6% | $5,479-92.3% | $4,887-91.4% |