Filed December 4, 1996
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.9+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $604,038 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,186 | $106,994-5.4% | $135,998-25.6% | $96,393+5.0% |
| Participation rate | 56.8% | 72.5%-15.7pp | 81.9%-25.1pp | 71.3%-14.5pp |
| Annual return | 19.04% | 26.64%-7.6pp | 68.37%-49.3pp | 22.88%-3.8pp |
| Employer contribution / active EE | $2,496 | $3,391-26.4% | $4,860-48.6% | $3,239-22.9% |
| Participant deferral / active EE | $5,677 | $7,968-28.8% | $7,761-26.9% | $5,455+4.1% |
| Admin fee / account holder | $47 | $79-40.4% | $10,769-99.6% | $74-36.3% |