Filed December 4, 1996
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $668,426 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,125 | $90,672+0.5% | $125,401-27.3% | $89,433+1.9% |
| Participation rate | 59.7% | 72.3%-12.6pp | 82.4%-22.7pp | 71.3%-11.6pp |
| Annual return | -14.22% | -6.42%-7.8pp | 572.53%-586.7pp | -11.88%-2.3pp |
| Employer contribution / active EE | $2,591 | $3,032-14.5% | $4,816-46.2% | $3,021-14.2% |
| Participant deferral / active EE | $5,849 | $7,210-18.9% | $7,448-21.5% | $5,125+14.1% |
| Admin fee / account holder | $55 | $69-21.0% | $10,008-99.5% | $79-31.3% |