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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,320 | $109,782+252.8% | $260,467+48.7% | $94,015+312.0% |
| Participation rate | 81.1% | 67.2%+13.9pp | 80.5%+0.7pp | 70.8%+10.3pp |
| Annual return | 10.57% | 18.60%-8.0pp | 100.60%-90.0pp | 17.84%-7.3pp |
| Employer contribution / active EE | $11,600 | $2,147+440.4% | $4,239+173.7% | $2,790+315.8% |
| Participant deferral / active EE | $3,913 | $4,044-3.2% | $6,319-38.1% | $4,249-7.9% |
| Admin fee / account holder | $44,217 | $11,958+269.8% | $15,461+186.0% | $8,951+394.0% |