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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,330 | $150,447+105.6% | $136,298+127.0% | $147,586+109.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 8.93% | 1049.15%-1040.2pp | 5156.27%-5147.3pp | 578.59%-569.7pp |
| Employer contribution / active EE | $2,580 | $5,256-50.9% | $4,696-45.1% | $4,876-47.1% |
| Participant deferral / active EE | $0 | $6,631-100.0% | $6,247-100.0% | $5,439-100.0% |
| Admin fee / account holder | $7,750 | $10,906-28.9% | $9,244-16.2% | $10,886-28.8% |