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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,225 | $165,399+152.3% | $149,745+178.6% | $158,982+162.4% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 6.31% | 348.34%-342.0pp | 276.72%-270.4pp | 302.99%-296.7pp |
| Employer contribution / active EE | $2,762 | $5,105-45.9% | $4,646-40.6% | $4,763-42.0% |
| Participant deferral / active EE | $5,846 | $7,183-18.6% | $6,843-14.6% | $5,983-2.3% |
| Admin fee / account holder | $12,838 | $10,811+18.7% | $9,312+37.9% | $11,252+14.1% |