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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,309 | $157,304+95.4% | $141,197+117.6% | $152,909+101.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 7.70% | 64.34%-56.6pp | 71.41%-63.7pp | 345.46%-337.8pp |
| Employer contribution / active EE | $2,875 | $5,263-45.4% | $4,736-39.3% | $4,764-39.6% |
| Participant deferral / active EE | $10,000 | $7,111+40.6% | $6,710+49.0% | $5,851+70.9% |
| Admin fee / account holder | $9,654 | $12,126-20.4% | $10,265-5.9% | $11,601-16.8% |