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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,836 | $160,028+166.7% | $147,080+190.2% | $145,884+192.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.07% | 98.60%-92.5pp | 420.17%-414.1pp | 551.85%-545.8pp |
| Employer contribution / active EE | $3,023 | $5,286-42.8% | $4,933-38.7% | $4,662-35.2% |
| Participant deferral / active EE | $6,850 | $8,422-18.7% | $8,066-15.1% | $6,690+2.4% |
| Admin fee / account holder | $12,216 | $15,030-18.7% | $12,989-6.0% | $13,392-8.8% |