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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,249 | $127,387+171.8% | $115,038+201.0% | $125,389+176.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 6.04% | 31.28%-25.2pp | 26.14%-20.1pp | 282.24%-276.2pp |
| Employer contribution / active EE | $1,669 | $5,166-67.7% | $4,608-63.8% | $4,866-65.7% |
| Participant deferral / active EE | $1,667 | $6,423-74.1% | $6,026-72.3% | $5,352-68.9% |
| Admin fee / account holder | $20,283 | $9,516+113.1% | $8,175+148.1% | $9,541+112.6% |