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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,215 | $176,120+155.6% | $159,487+182.3% | $167,553+168.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 63.89% | 331.95%-268.1pp | 263.71%-199.8pp | 478.89%-415.0pp |
| Employer contribution / active EE | $2,594 | $5,299-51.1% | $4,831-46.3% | $4,840-46.4% |
| Participant deferral / active EE | $3,332 | $7,752-57.0% | $7,354-54.7% | $6,343-47.5% |
| Admin fee / account holder | $22,142 | $12,561+76.3% | $10,804+104.9% | $12,316+79.8% |