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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,248 | $148,629+202.3% | $135,982+230.4% | $139,487+222.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.32% | 79.33%-68.0pp | 68.32%-57.0pp | 373.84%-362.5pp |
| Employer contribution / active EE | $2,939 | $5,247-44.0% | $4,859-39.5% | $4,755-38.2% |
| Participant deferral / active EE | $7,686 | $8,102-5.1% | $7,760-1.0% | $6,713+14.5% |
| Admin fee / account holder | $12,633 | $12,406+1.8% | $10,767+17.3% | $11,407+10.7% |