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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,659 | $102,385+204.4% | $147,080+111.9% | $80,935+285.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 8.36% | 135.09%-126.7pp | 420.17%-411.8pp | 35.66%-27.3pp |
| Employer contribution / active EE | $3,699 | $3,717-0.5% | $4,933-25.0% | $2,757+34.2% |
| Participant deferral / active EE | $7,329 | $6,651+10.2% | $8,066-9.1% | $4,299+70.5% |
| Admin fee / account holder | $8,228 | $7,951+3.5% | $12,989-36.7% | $6,924+18.8% |