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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,613 | $85,766+201.5% | $136,298+89.7% | $70,126+268.8% |
| Participation rate | 91.7% | 74.2%+17.5pp | 81.9%+9.7pp | 69.5%+22.1pp |
| Annual return | 20.14% | 31.46%-11.3pp | 5156.27%-5136.1pp | 73.15%-53.0pp |
| Employer contribution / active EE | $3,549 | $2,966+19.7% | $4,696-24.4% | $2,343+51.5% |
| Participant deferral / active EE | $9,443 | $5,051+86.9% | $6,247+51.2% | $3,332+183.4% |
| Admin fee / account holder | $3,354 | $5,421-38.1% | $9,244-63.7% | $4,645-27.8% |