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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,047 | $93,617+192.7% | $135,982+101.5% | $75,177+264.5% |
| Participation rate | 96.7% | 75.2%+21.5pp | 81.9%+14.7pp | 67.2%+29.5pp |
| Annual return | 10.25% | 30.89%-20.6pp | 68.32%-58.1pp | 160.75%-150.5pp |
| Employer contribution / active EE | $3,317 | $3,538-6.2% | $4,859-31.7% | $2,671+24.2% |
| Participant deferral / active EE | $6,336 | $6,406-1.1% | $7,760-18.4% | $4,126+53.5% |
| Admin fee / account holder | $7,334 | $6,980+5.1% | $10,767-31.9% | $5,651+29.8% |