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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,289 | $105,195+181.7% | $159,450+85.8% | $85,854+245.1% |
| Participation rate | 91.4% | 75.8%+15.6pp | 82.8%+8.6pp | 69.3%+22.1pp |
| Annual return | 12.20% | 45.08%-32.9pp | 263.60%-251.4pp | 318.56%-306.4pp |
| Employer contribution / active EE | $4,005 | $3,319+20.7% | $4,830-17.1% | $2,565+56.1% |
| Participant deferral / active EE | $6,417 | $5,946+7.9% | $7,352-12.7% | $3,952+62.4% |
| Admin fee / account holder | $4,433 | $6,934-36.1% | $10,800-59.0% | $6,260-29.2% |