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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,219 | $82,678+236.5% | $125,391+121.9% | $68,490+306.2% |
| Participation rate | 78.9% | 75.1%+3.9pp | 82.4%-3.4pp | 67.9%+11.1pp |
| Annual return | -10.96% | -5.97%-5.0pp | 572.41%-583.4pp | -7.85%-3.1pp |
| Employer contribution / active EE | $1,428 | $3,382-57.8% | $4,816-70.4% | $2,597-45.0% |
| Participant deferral / active EE | $4,036 | $6,111-34.0% | $7,448-45.8% | $4,028+0.2% |
| Admin fee / account holder | $5,493 | $6,277-12.5% | $10,009-45.1% | $5,403+1.7% |