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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,370 | $77,817+208.9% | $123,553+94.5% | $64,173+274.6% |
| Participation rate | 94.9% | 74.7%+20.2pp | 82.3%+12.6pp | 69.6%+25.3pp |
| Annual return | -4.37% | 12.49%-16.9pp | 119.21%-123.6pp | 7.63%-12.0pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $8,771 | $5,240+67.4% | $6,426+36.5% | $3,470+152.8% |
| Admin fee / account holder | $24,316 | $5,519+340.6% | $9,284+161.9% | $4,887+397.5% |