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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,130 | $89,370+170.9% | $141,197+71.5% | $72,976+231.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 17.04% | 111.88%-94.8pp | 71.41%-54.4pp | 81.02%-64.0pp |
| Employer contribution / active EE | $3,791 | $3,115+21.7% | $4,736-20.0% | $2,440+55.4% |
| Participant deferral / active EE | $4,681 | $5,419-13.6% | $6,710-30.2% | $3,608+29.8% |
| Admin fee / account holder | $31,005 | $5,957+420.5% | $10,265+202.0% | $5,124+505.1% |