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| Provider | Service type | Compensation |
|---|---|---|
SAGEVIEW ADVISORY GROUP, LLC8 years Service code 27 1920 MAIN STREET, SUITE 800 · IRVINE, CA 92614 | Advisory (Plan) | $36,912 |
METZ & ASSOCIATES PLLC4 years Filed as: METZ & ASSOCIATES, PLLC Service code 10 · EIN 46-4558541 9201 N. 25TH AVENUE, SUITE 170 · PHOENIX, AZ 85021 | Accounting | $10,750 |
PINNACLE PLAN DESIGN, LLC7 years Service code 13 · EIN 20-3970947 1985 E. RIVER ROAD, SUITE 111 · TUCSON, AZ 85718 | Contract Administrator | $9,590 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0187416 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $7,696 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,154 | $55,446+233.9% | $155,574+19.0% | $74,429+148.8% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 29.90% | 269.20%-239.3pp | 64.87%-35.0pp | 1368.38%-1338.5pp |
| Employer contribution / active EE | $10,607 | $2,266+368.1% | $4,676+126.9% | $2,625+304.1% |
| Participant deferral / active EE | $3,657 | $2,836+28.9% | $5,629-35.0% | $4,348-15.9% |
| Admin fee / account holder | $453 | $1,743-74.0% | $15,914-97.2% | $1,944-76.7% |