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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,157 | $198,457+9.4% | $170,435+27.4% | $147,586+47.1% |
| Participation rate | 94.7% | 88.0%+6.8pp | 83.6%+11.1pp | 82.8%+11.9pp |
| Annual return | 15.77% | 257.30%-241.5pp | 205.94%-190.2pp | 578.59%-562.8pp |
| Employer contribution / active EE | $19,084 | $6,183+208.6% | $5,432+251.3% | $4,876+291.4% |
| Participant deferral / active EE | $3,318 | $5,629-41.1% | $4,939-32.8% | $5,439-39.0% |
| Admin fee / account holder | $802 | $16,852-95.2% | $13,881-94.2% | $10,886-92.6% |