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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,149 | $167,353+82.3% | $143,797+112.2% | $134,545+126.8% |
| Participation rate | 95.2% | 84.8%+10.4pp | 80.3%+14.9pp | 81.2%+14.0pp |
| Annual return | -14.96% | 0.48%-15.4pp | -0.04%-14.9pp | 418.37%-433.3pp |
| Employer contribution / active EE | $20,533 | $5,620+265.3% | $4,952+314.6% | $4,742+333.0% |
| Participant deferral / active EE | $1,979 | $6,447-69.3% | $5,638-64.9% | $6,401-69.1% |
| Admin fee / account holder | $18,434 | $18,096+1.9% | $14,679+25.6% | $11,431+61.3% |