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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,577 | $202,342+37.2% | $172,753+60.7% | $152,909+81.5% |
| Participation rate | 90.0% | 87.1%+2.9pp | 82.6%+7.4pp | 82.5%+7.5pp |
| Annual return | 19.64% | 1029.88%-1010.2pp | 803.00%-783.4pp | 345.46%-325.8pp |
| Employer contribution / active EE | $19,414 | $5,857+231.4% | $5,144+277.4% | $4,764+307.5% |
| Participant deferral / active EE | $2,404 | $5,948-59.6% | $5,198-53.7% | $5,851-58.9% |
| Admin fee / account holder | $8,661 | $17,112-49.4% | $13,956-37.9% | $11,601-25.3% |