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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,457 | $180,459+28.3% | $154,108+50.2% | $135,380+71.0% |
| Participation rate | 94.7% | 87.4%+7.3pp | 83.0%+11.7pp | 82.6%+12.1pp |
| Annual return | -5.70% | 888.21%-893.9pp | 735.21%-740.9pp | 519.81%-525.5pp |
| Employer contribution / active EE | $17,778 | $6,035+194.6% | $5,298+235.6% | $4,779+272.0% |
| Participant deferral / active EE | $2,635 | $5,806-54.6% | $5,081-48.1% | $5,609-53.0% |
| Admin fee / account holder | $4,617 | $16,145-71.4% | $13,411-65.6% | $10,828-57.4% |