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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,738 | $209,422+44.6% | $178,503+69.6% | $158,982+90.4% |
| Participation rate | 94.7% | 86.4%+8.4pp | 81.9%+12.8pp | 82.0%+12.8pp |
| Annual return | 12.32% | 188.81%-176.5pp | 151.12%-138.8pp | 302.99%-290.7pp |
| Employer contribution / active EE | $21,250 | $5,707+272.4% | $5,011+324.1% | $4,763+346.2% |
| Participant deferral / active EE | $1,868 | $5,955-68.6% | $5,202-64.1% | $5,983-68.8% |
| Admin fee / account holder | $2,815 | $17,079-83.5% | $13,987-79.9% | $11,252-75.0% |