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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,784 | $81,331+304.3% | $155,534+111.4% | $80,935+306.2% |
| Participation rate | 96.2% | 66.3%+29.9pp | 78.2%+17.9pp | 67.7%+28.5pp |
| Annual return | 14.86% | 33.37%-18.5pp | 64.92%-50.1pp | 35.66%-20.8pp |
| Employer contribution / active EE | $21,658 | $3,105+597.6% | $4,675+363.3% | $2,757+685.6% |
| Participant deferral / active EE | $3,433 | $3,454-0.6% | $5,630-39.0% | $4,299-20.2% |
| Admin fee / account holder | $5,912 | $7,999-26.1% | $15,900-62.8% | $6,924-14.6% |