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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,146 | $77,814+409.1% | $158,223+150.4% | $86,983+355.4% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 16.79% | 30.54%-13.8pp | 52.09%-35.3pp | 25.83%-9.0pp |
| Employer contribution / active EE | $25,577 | $2,592+886.7% | $4,109+522.5% | $2,584+889.7% |
| Participant deferral / active EE | $3,502 | $3,270+7.1% | $5,467-35.9% | $4,194-16.5% |
| Admin fee / account holder | $14,045 | $5,879+138.9% | $16,047-12.5% | $7,856+78.8% |